金融机构本外币信贷收支表
Sources & Uses of Credit Funds of Financial Institutions
（in RMB and Foreign Currency）
单位：亿元人民币
Unit: RMB 100 Million Yuan
项目 Item	2023.01	2023.02	2023.03	2023.04	2023.05	2023.06	2023.07	2023.08	2023.09	2023.10	2023.11	2023.12
来源方项目  Funds Sources
一、各项存款  Total Deposits	2713934.78	2743369.49	2801714.96	2795531.62	2809410.63	2846709.86	2833593.58	2844732.61	2865962.98	2872783.50	2898082.08	2899132.22
（一）境内存款 Domestic Deposits	2680364.90	2709010.56	2766630.41	2761834.42	2774908.58	2812178.26	2800331.33	2811535.92	2831711.06	2838035.35	2864135.93	2866122.21
1.住户存款 Deposits of Households	1273833.09	1281941.61	1311107.75	1299112.08	1304530.27	1331381.89	1323163.95	1330982.47	1356204.62	1349826.40	1358873.67	1378765.47
（1）活期存款 Demand  Deposits	400702.11	383821.40	390451.56	375434.09	374033.68	388178.19	378888.20	377701.98	387496.08	381172.86	383840.08	394198.64
（2）定期及其他存款 Time & Other Deposits	873130.98	898120.21	920656.18	923677.98	930496.59	943203.69	944275.75	953280.49	968708.54	968653.54	975033.59	984566.83
2.非金融企业存款 Deposits of Non-financial Enterprises	771249.65	784330.77	811036.23	808743.36	806624.81	827010.31	811126.90	818808.57	820259.69	812386.21	815289.24	817958.95
（1）活期存款 Demand  Deposits	256893.21	260533.81	272460.58	264360.33	261351.06	273170.15	262873.85	262504.44	258294.34	258293.47	259891.24	263951.89
（2）定期及其他存款 Time & Other Deposits	514356.44	523796.96	538575.65	544383.03	545273.75	553840.16	548253.05	556304.12	561965.35	554092.74	555398.00	554007.07
3.机关团体存款 Deposits of Government Departments & Organizations	327278.95	335248.20	342249.36	343823.85	348035.46	351601.52	350764.01	353717.16	356004.04	357949.03	359571.81	353553.78
4.财政性存款 Fiscal Deposits	56889.66	61447.96	53035.57	58054.66	60424.59	49925.71	59042.76	58955.69	56919.30	70555.20	67260.37	58013.32
5.非银行业金融机构存款 Deposits of Non-banking Financial Institutions	251113.54	246042.02	249201.52	252100.48	255293.45	252258.84	256233.71	249072.04	242323.42	247318.51	263140.84	257830.69
（二）境外存款 Overseas Deposits	33569.89	34358.93	35084.54	33697.19	34502.05	34531.59	33262.25	33196.69	34251.92	34748.16	33946.14	33010.01
二、金融债券 Financial Bonds	125005.81	123572.79	126649.51	128796.68	131702.83	135008.79	135633.61	135990.48	134789.53	134068.54	136067.44	140177.66
三、对国际金融机构负债 Liabilities to International Financial Institutions	4.97	5.03	5.01	5.02	5.07	5.12	5.08	5.12	5.13	5.13	5.08	5.08
四、其他 Other Items	217980.17	219297.31	199675.79	218449.11	220017.35	212040.91	233019.96	242860.57	249387.10	261007.24	248195.68	258856.34
资金来源总计 Total Funds Sources	3056925.74	3086244.61	3128045.27	3142782.43	3161135.88	3193764.68	3202252.23	3223588.78	3250144.73	3267864.41	3282350.27	3298171.31
运用方项目 Funds Uses
一、各项贷款 Total Loans	2247978.99	2267064.51	2306591.26	2312704.61	2326368.57	2357275.88	2359244.94	2372282.59	2395156.83	2401986.08	2411717.46	2422395.67
（一）境内贷款 Domestic Loans	2206120.87	2225278.22	2264784.76	2271096.81	2284007.42	2314587.66	2316509.71	2329368.90	2352212.25	2359248.90	2369700.25	2380250.52
1.住户贷款 Loans to Households	760305.32	762389.94	774832.72	772425.31	776099.98	785694.79	783689.76	787619.08	796263.83	795917.16	798840.57	801010.69
（1）短期贷款 Short-term  Loans	189679.43	190900.28	196995.41	195743.80	197735.12	202671.97	201338.80	203666.20	206876.56	205822.88	206415.64	207109.38
消费贷款 Consumption Loans	97559.33	97339.43	99200.61	98866.14	99810.99	101533.92	101111.11	102348.19	103133.01	103055.53	103606.03	103609.55
经营贷款 Operating Loans	92120.11	93560.85	97794.80	96877.67	97924.13	101138.05	100227.69	101318.01	103743.54	102767.35	102809.61	103499.83
（2）中长期贷款 Mid & Long-term  Loans	570625.89	571489.65	577837.31	576681.51	578364.86	583022.82	582350.96	583952.87	589387.27	590094.28	592424.93	593901.31
消费贷款 Consumption Loans	470239.12	469775.35	472462.33	470351.55	470312.78	471972.15	470911.19	470964.91	474207.48	474646.55	475784.68	475907.59
经营贷款 Operating Loans	100386.78	101714.31	105374.98	106329.96	108052.08	111050.67	111439.77	112987.96	115179.79	115447.72	116640.26	117993.71
2.企（事）业单位贷款 Loans to Non-financial Enterprises and  Government Departments & Organizations	1439604.80	1456515.70	1483781.53	1490438.59	1499075.89	1522096.27	1523885.83	1533295.27	1549447.43	1554758.48	1562438.65	1570694.98
（1）短期贷款 Short-term Loans	384526.59	390990.06	402125.32	400896.03	401227.71	408793.53	404527.14	404030.41	409240.90	407585.85	408772.94	407559.03
（2）中长期贷款 Mid & Long-term Loans	897608.55	908850.52	929300.85	935860.68	943612.15	959644.94	962259.18	968717.59	981186.77	985031.35	989464.00	997888.04
（3）票据融资 Paper Financing	123965.63	122976.78	118289.45	119569.01	119988.84	119168.09	122764.68	126236.93	124736.45	127912.69	130004.70	131500.86
（4）融资租赁 Financial Leases	31141.15	31368.55	31780.89	31842.97	31946.62	32310.35	32173.53	32163.37	32227.10	32234.92	32252.77	31971.96
（5）各项垫款 Total Advances	2362.88	2329.79	2285.02	2269.90	2300.57	2179.36	2161.29	2146.98	2056.21	1993.67	1944.24	1775.09
3.非银行业金融机构贷款 Loans to Non-banking Financial Institutions	6210.74	6372.58	6170.51	8232.90	8831.55	6796.61	8934.12	8454.56	6500.99	8573.26	8421.04	8544.85
（二）境外贷款 Overseas Loans	41858.12	41786.29	41806.50	41607.80	42361.15	42688.22	42735.23	42913.69	42944.58	42737.17	42017.20	42145.15
二、债券投资 Portfolio Investments	604043.19	614159.55	618634.67	623663.77	627223.38	632712.69	634685.73	643120.48	652980.85	664800.82	671184.19	675109.32
三、股权及其他投资 Shares and Other Investments	200595.96	200631.47	198411.00	201961.38	203030.92	199233.42	203904.45	203569.50	197443.22	196490.97	194912.71	196088.69
四、在国际金融机构资产 Assets with International Financial Institutions	4307.61	4389.08	4408.33	4452.67	4513.01	4542.69	4417.11	4616.22	4563.83	4586.55	4535.92	4577.62
资金运用总计 Total Funds Uses	3056925.74	3086244.61	3128045.27	3142782.43	3161135.88	3193764.68	3202252.23	3223588.78	3250144.73	3267864.41	3282350.27	3298171.31
注：1.本表机构包括中国人民银行、银行业存款类金融机构、银行业非存款类金融机构。
1.Financial institutions in this table include PBC, banking depository financial institutions and banking  non-depository financial institutions.
2.银行业存款类金融机构包括银行、信用社和财务公司。银行业非存款类金融机构包括信托投资公司、金融租赁公司、汽车金融公司、贷款公司、消费金融公司、理财公司和金融资产投资公司等银行业非存款类金融机构。
2.Banking depository financial institutions include banks, credit cooperatives and finance companies. Banking non-depository financial institutions include financial trust and investment corporations, financial leasing companies, auto-financing companies, loan companies, consumer finance companies, wealth management companies, as well as financial asset investment companies.
3.自2015年起，“各项存款”含非银行业金融机构存放款项，“各项贷款”含拆放给非银行业金融机构款项。
3.As of 2015, deposits of non-banking financial institutions are covered in total deposits and loans to non-banking financial institutions are covered in total loans.
4.自2017年起，对国际金融组织相关本币账户以净头寸反映。
4.As of 2017, RMB accounts with international financial organiztions are calculated on a net basis.
5.2021年8月份，由于IMF进行SDR分配，我国SDR持有量增加，按8月末SDR兑人民币汇率折合人民币2679亿元,计入8月末“在国际金融机构资产”科目。
5.The increase of SDR holdings was due to the general SDR allocation conducted by the IMF in August 2021, which amounts to 267.9 billion RMB based on the latest SDR exchange rate. The increased amount is recorded in the " Assets with International Financial Institutions" account.